# TravallamaINS > TravallamaINS is an independent travel insurance agency, part of Travallama Insurance Brokers LLC (Florida agency license L123658). It offers trip protection plans from Travel Insured International, Trawick International and WorldTrips to residents of Florida, California, Illinois, Michigan, North Carolina and New York. Insurance is offered through Jeffrey G. Barr, licensed insurance producer, National Producer Number (NPN) 8469572. Key facts: - TravallamaINS is an agency, not an insurance company. The insurance company named in the plan document issues the coverage and decides and pays claims. - Plans are offered only to U.S. residents of Florida, California, Illinois, Michigan, North Carolina and New York. - Plans: Travel Insured Worldwide Trip Protector Deluxe and Platinum (New York residents: Worldwide Trip Protector NY); Trawick Pathway Plus and Pathway Premier; WorldTrips Atlas Journey Explore and Elevate (New York residents: Atlas Journey Preferred and Premier). - Quotes: https://www.travallamains.com/ (enter state, dates, travelers' birth dates and trip cost to see plans and prices side by side). - Contact: info@travallamains.com, phone 1-877-813-2304. Based in Boca Raton, FL. - Benefits, limits and conditions differ by plan and by state. The plan document governs. Nothing on the site predicts whether a claim will be paid. - The answers below were written mainly from the insurance companies' plan documents. Last updated October 2026. Full text of every answer: https://www.travallamains.com/llms-full.txt ## Questions and answers by topic - [Travel insurance questions and answers](https://www.travallamains.com/travel-insurance-questions): Plain answers to common travel insurance questions: trip cancellation, Cancel for Any Reason, pre-existing conditions, medical, Israel trips and claims. - [What travel insurance covers](https://www.travallamains.com/what-does-travel-insurance-cover): What trip protection plans cover, how the plans differ, deductibles, primary or secondary medical, and what is not covered. Answers from a licensed agency. - [When to buy travel insurance](https://www.travallamains.com/when-to-buy-travel-insurance): When to buy travel insurance, what counts as your first trip payment, the 14 and 21 day time-sensitive periods, and what you lose if you miss them. - [What travel insurance costs and what to insure](https://www.travallamains.com/travel-insurance-cost): What decides the price of travel insurance, which trip costs to insure, insuring part of a trip, points and miles, and how Cancel for Any Reason is priced. - [Trip cancellation insurance](https://www.travallamains.com/trip-cancellation-insurance): Which reasons for cancelling a trip are covered, how much you get back, illness, family members, job loss, weather, airline changes and more. - [Cancel for Any Reason (CFAR) travel insurance](https://www.travallamains.com/cancel-for-any-reason-travel-insurance): How Cancel for Any Reason works: what it pays, the purchase deadline, the conditions, which plans offer it, and Cancel for Fortuitous Reasons in New York. - [Travel insurance and pre-existing conditions](https://www.travallamains.com/travel-insurance-pre-existing-conditions): What counts as a pre-existing condition, look-back periods, how the waiver works, stable conditions, and which plan fits if you missed the window. - [Emergency medical and medical evacuation coverage](https://www.travallamains.com/travel-insurance-medical-evacuation): Emergency medical limits by plan, how hospitals are paid, medical evacuation, pregnancy, dental emergencies, sports and activities. - [Travel delays, baggage and rental cars](https://www.travallamains.com/travel-delay-baggage-rental-car-coverage): What travel insurance pays for flight delays, missed connections, lost or delayed luggage, valuables and rental car damage, and what receipts you need. - [Travel insurance for Israel trips](https://www.travallamains.com/travel-insurance-israel): Insuring a trip to Israel: what the plans say about war, terrorism, travel advisories, cancelled flights, security evacuation and reserve duty. - [Travel insurance for Pesach programs, holiday programs and tours](https://www.travallamains.com/travel-insurance-holiday-programs): Insuring a Pesach program, holiday program or tour: what happens if the operator cancels or goes bankrupt, no-refund contracts and installments. - [Travel insurance for families and groups](https://www.travallamains.com/family-group-travel-insurance): Putting a family on one plan, how children are priced, splitting the trip cost, several households, groups, and adding a traveler later. - [State rules, refunds and the free look period](https://www.travallamains.com/travel-insurance-state-rules-refunds): Why travel insurance differs by state, which state counts, the states where we offer plans, and cancelling a plan for a refund during the review period. - [How to get a quote and buy](https://www.travallamains.com/how-to-buy-travel-insurance): How to get a travel insurance quote and buy: what we need, how you pay, the documents you receive, and where to read the full plan before buying. - [Changing your plan after you buy](https://www.travallamains.com/change-travel-insurance-plan): Adding a trip payment or flight, changing dates, upgrading, extending a trip, fixing a name or birth date, and whether the plan cost can be refunded. - [Travel insurance claims](https://www.travallamains.com/travel-insurance-claims): How to file a travel insurance claim, the documents you need, deadlines, how long it takes, and what to do if a claim is denied. - [Emergencies during a trip](https://www.travallamains.com/travel-emergency-assistance): Who to call in an emergency during your trip, the 24/7 assistance lines, hospital approval, a cancelled flight, and a lost passport. - [About TravallamaINS](https://www.travallamains.com/about-travallamains): TravallamaINS is an independent travel insurance agency, part of Travallama Insurance Brokers LLC: who we are, how we are paid, and our licenses. ## Travel insurance by state - [Travel insurance for Florida residents](https://www.travallamains.com/travel-insurance-florida): plans offered to Florida residents, the Florida producer license, and how the plans differ for Florida. - [Travel insurance for California residents](https://www.travallamains.com/travel-insurance-california): plans offered to California residents, the California producer license, and how the plans differ for California. - [Travel insurance for Illinois residents](https://www.travallamains.com/travel-insurance-illinois): plans offered to Illinois residents, the Illinois producer license, and how the plans differ for Illinois. - [Travel insurance for Michigan residents](https://www.travallamains.com/travel-insurance-michigan): plans offered to Michigan residents, the Michigan producer license, and how the plans differ for Michigan. - [Travel insurance for North Carolina residents](https://www.travallamains.com/travel-insurance-north-carolina): plans offered to North Carolina residents, the North Carolina producer license, and how the plans differ for North Carolina. - [Travel insurance for New York residents](https://www.travallamains.com/travel-insurance-new-york): plans offered to New York residents, the New York producer license, and how the plans differ for New York. ## Optional - [License numbers](https://www.travallamains.com/about-travallamains#licenses) - [Full answers as plain text](https://www.travallamains.com/llms-full.txt)